inKind's Unique 0% Interest Funding
We finance 500 of the best independent restaurants in the US and Australia every year.
Started by restaurant owners and not bankers, our unique funding solution provides low cost capital and access to the inKind network of restaurants and customers.
How it works
Get Funded Quickly
Apply to let us know about your needs. Get funding in less than a week from when you apply.
Grow Your Empire
We provide $10,000 - $1,000,000 for new or existing restaurants and restaurant groups.
Repay With No Interest
You pay back inKind weekly with 0% interest over 6-12 months.*
Ways to use your funding
Open a new location
We'd love to help you grow your vision and expand your current operation.
Working capital
Need extra cashflow? We're happy to help provide you with operational funds to continue serving great food.
Renovations and Equipment
Upgrade your restaurant or your equipment without disrupting your financials.
Pay back investors faster
Running a successful restaurant but stuck paying off investors? Let us help you realize profits quicker.
How inKind makes money
When you receive funding from inKind, we receive food and beverage credit to your restaurant.
We sell restaurant credit together
inKind works with you to sell the food and beverage credit you shared with us.

Guests buy high dollar gift cards that usually take 2-3 years to redeem to your restaurant.

Guests who buy these gift cards spend 80% more per visit and come in 250% more often.
Calculate your payments
inKind Funding Eligibility
inKind funds restaurants that produce great food and terrific drinks, but more importantly, we fund restaurant owners who believe in the ability for hospitality to impact their communities.
inKind will work with you before you open, but you must have a signed lease. We also fund existing restaurant locations, grocerry stores and online food companies with kitchens.
Featured Partners
We've helped hundreds of restaurants and food businesses in the US and Australia.
Navy Strength
Seattle, WA

Awarded best new cocktail bar 2018 at the Tales of the Cocktails in New Orleans, this fun and happening tiki bar serves up a taste of tropical paradise from renowned bartenders Anu and Chris Elford (owners of Rob Roy and No Anchor).
The Ravenous Pig
Orlando, FL

A James Beard nominated restaurant near Orlando, husband and wife team James and Julie Petrakis have dazzled diners and earned critical acclaim for their thoughtful creations inspired by the best seasonal foods the Sunshine State has to offer.
Washington, DC

Bringing Japanese fusion to DC, Chef Kevin Tien is the capital city's hottest chef of the moment. Appearing on Iron Chef, nominated for a James Beard award two years running and enjoy critical acclaim in the food press, Himitsu's food and cocktails are delicious.
Salt & Time
Austin, TX

A full-service butcher shop, salumeria and restaurant featuring fresh cut meats from sustainable Texas ranches. Offering house made sausages, salumi and charcuterie, as well as fine artisan foods, coffee, beer and wine in a cool, relaxed environment.
Rogue Bistro
Brisbane, Aus

A spacious venue with contemporary, minimalist decor, this gorgeous restaurant allows you to experience the simplicity of good food with their new take on modern dining.
Washington, DC

French-style artisanal bakery from one of DC's most respected pastry chefs. Also providing pastries wholesale to coffee shops in the DC area.
Apply today
Fill out our quick application to see if your restaurant is a fit for inKind financing.